Protect your automobiles from accidental loss or damage and against third party liability arising from the ownership, maintenance and use thereof.

Types of Automobile Coverages:
I. Own Damage (Physical damage to the Insured vehicles)
a) Collision or Upset
Pays for the damages to your vehicle caused by a collision with another vehicle or object, and by upset of your vehicle, such as accidental rolling or flipping.
b)Comprehensive 
Pays for loss caused other than by collision or upset.

II.Third Party Liability
Pays on behalf of the Insured all sums that the Insured shall become legally obligated to pay as damages because of:
a) Bodily Injury
Sickness or disease including death resulting therefrom sustained by any person.
b) Property Damage
Refers to the injury to or destruction of property including loss of use thereof.

III.Medical Payments
Pays for the reasonable medical expenses incurred within one year from the date of the accident for necessary medical, surgical X-ray and dental services for the Insured, the passengers and any family members driving the insured vehicle at the time of the accident.

IV.Uninsured Motorists
To pay all sums which the insured or his legal representative shall be legally entitled to recover as damages from the owner or operator of an uninsured automobile because of bodily injury, sickness or disease, including death resulting there from, sustained by the Insured, caused by accident and arising out of the ownership, maintenance or use of such uninsured automobile.